Placing You First.


Peter Youtt
Associate Broker

Phone: (972) 371-7019
pyoutt@crcins.com

13737 Noel Road 10th Floor  
Dallas, TX 75240
Specialty - Casualty - Primary, Lead Umbrella & Excess Liability

Energy
Heavy Construction/Contractors
Transportation
Products Liability
Pollution
Employers Excess Indemnity(EEI) - for Nonsubscribers to Texas Workers Compensation(WC)*


*Nonsubscription to the WC law is an alternative available to employers for their Texas employees (NOTE: not just employers headquartered in Texas, but national/international corporations with locations in Texas). Most responsible nonsubscribers develop their own Voluntary Benefit Plan(VBP) for their employees (Medical, Lost Income, AD&D).
Advantages for Employers -> Lower Costs; Fewer Lost Time Days; Higher Employee Satisfaction

-Employer VBP stipulates qualifications for benefits, etal (e.g. timeframe for reporting of incidents/claims, appeals procedures, identifies medical providers).
-Employer chooses medical providers and allowable services.
-Employer allowed to communicate with claim adjusters and medical providers as necessary.
-Employer issues check for lost income.

Advantages for Employees -> Better, More Responsive Medical Care.


Industries with Highest Utilization Rates (works best for fixed-base employee location; not as well for construction/contractors):

-Retail/Wholesale
-Healthcare (hospitals, senior living)
-Hospitality (hotel; restaurant)
-Manufacturing
-Trucking

Notable Employers that Currently Nonsubscribe:

- Home Depot
- Wal Mart
- Central Freight
- Pizza Hut
- Baylor Healthcare
- McDonalds
- Omni Hotels
- COSTCO
- Kroger


Team Contacts
Jake Scott
Email: jscott@crcins.com
Thadd Hodge
Email: thodge@crcins.com
Carol Walters
Email: cwalters@crcins.com